Send Money as Easily as a Message

Send Money through a message

ChitChat is your direct line to convenient, transparent banking. We believe banking should be natural, intuitive, and integrated into the conversations you're already having. Getting set up shouldn’t take much more than ~ 10 minutes. So if you are ready to experience banking reimagined, we are thrilled to have you.

Our guide here will walk you through all the nitty gritty details to get you up to scratch on all things chitchat; getting the app installed, your wallet created, at which point you'll be ready to make your first transfer using our chats feature.

A Quick Reminder

‼️ One-time Passwords generated by ChitChat will only ever be sent to you when you either: are creating your account or are initiating a payment, and need to verify a transaction. No legitimate message will ever request this information for any other reason. ‼️

Making The Most of Chitchat

Chats are at the heart of all we do here at ChitChat. They seamlessly deliver competitive international rates, instant domestic transfers, and comprehensive financial tools as naturally as sending a message.

Navigating to the chats feature, the first icon on the toolbar at bottom of the app, you'll find an interface that mirrors the messaging apps we use every day. While not immediately apparent, this familiar interface houses our secret superweapon.

From here starting a payment is remarkably straightforward. Simply choose a recipient, tap the "^" icon in the bottom right corner and select 'Pay'. And just like that you're ready to send.

Security at Every Step

We've implemented industry-leading security measures without compromising on convenience. Each transaction requires biometric confirmation or your secure PIN, followed by an OTP verification. This multi-layered approach ensures your financial interactions remain protected while maintaining the natural flow of conversation.

Advanced Features for Enhanced Experience

Our chat platform goes beyond simple transfers. You can:

Create group payments with automatic splitting
Schedule recurring transfers
Share payment requests with attached bills or invoices
Track shared expenses over time

Real-Time Transaction Status

Transparency is fundamental to our service. Every payment status is displayed directly in your chat thread, eliminating the uncertainty often associated with financial transactions. You'll see when money is sent, received, and settled – all in real-time.

Support When You Need It

While we've designed ChitChat to be intuitive, we understand you might occasionally need assistance. Our support team is readily accessible through the chat interface – simply start a conversation with our support handle @ChitChatHelp to receive prompt, professional assistance.

Remember, ChitChat is more than just a payment platform; it's a reimagining of how financial interactions should feel in today's connected world. We're constantly evolving our chat features based on your feedback and needs, ensuring that managing money remains as natural as having a conversation.

Ready to experience truly conversational banking? Open your first chat and discover how ChitChat is transforming financial interactions, one message at a time.