CHITCHAT,
SHARE MORE
The messaging app incorporating
a USD wallet plus virtual card.
CHITCHAT,
SHARE MORE
The messaging app incorporating
a USD wallet plus virtual card.
CHATS
More than just conversations
Our mission is to unleash the joy of sharing. Which is why staying in touch with your friends and family is simple, fast and enjoyable.
Whether it's sending money, sending images, or sending a text - share more with ChitChat.
USD VIRTUAL CARDS
USD Virtual Cards for Global Shopping
ChitChat virtual cards are exclusively issued in the ChitChat app. Use them online for all your shopping and subscriptions.
ChitChat virtual cards are issued in US Dollars (USD) and use the Mastercard exchange rate, so you know you are always getting a good deal wherever you are shopping.
PHYSICAL CARDS
Coming soon - don't miss!
Perfect for your transactions in the real-world when you need to swipe your card, pay contactlessly or even withdraw cash at the ATM.
The world is your oyster when this card arrives in late 2024.
GLOBAL REMITTANCES
Worldwide Transfers: Easy & Affordable
Send money to bank accounts, phone numbers and even arrange for cash pickups to multiple countries around the world.
With unbeatable exchange rates and transparent pricing, sending money to friends and family around the world will feel like a new experience.
A More Secure
Debit Card
Unrivaled Acceptance
ChitChat issues Mastercard. That means your ChitChat virtual card can be used at millions of merchants around the world.
Minimize Foreign Exchange Losses
Our wallets are denominated in US Dollars. That means your hard earned cash will be safe from local currency fluctuations.
Detailed Transaction Information
All your transactions are detailed with the information you need to stay on top of your spending.
Secure By Design
ChitChat uses best-in-class security to protect your transactions.
Partner Proposition
Our developer-friendly API allows you to offer
the following to your customers:
Issue virtual cards
Companies with a license to issue cards in their market can integrate with ChitChat and issue without needing a BIN sponsor or a Third Party Processor.
Just-In-Time (JIT) funding capabilities
We support all manner of use cases. Each card maintains a zero balance until you authorize the release of funds to suit your rules and business requirements.
Reconciliation made easy
Obtain the reporting information you need programmatically.
Remittances API
Use this to send money to bank accounts, phone numbers and cash pick up locations in multiple countries globally, including China, India and some SEPA countries.
Send Money Around
The World
ChitChat’s unique money transfer system allows you to send money right from a message. It gives you context into why you are sending money and allows you to look back in time.
If that’s not enough, send money to bank accounts, phone numbers and even cash to thousands of locations in multiple countries.
Affordable Pricing for Everyone
With no Hidden Fees
Whether you are using the free version of ChitChat, or the
Premium version, you are in good hands.
BASIC Subscription
$0.00
monthly (free)
Sending money to other ChitChat wallets
Topping up your ChitChat wallet via a card
Sending money to a Zambian mobile money wallet
*per transaction
**of the transaction amount
PREMIUM Subscription
$5.00
monthly
Sending money to other ChitChat wallets
Topping up your ChitChat wallet via a card
Sending money to a Zambian mobile money wallet
Card replacement fee
Declined transaction fee
*per transaction
**of the transaction amount
DOWNLOAD
CHITCHAT NOW!
ChitChat, Share More. The messaging app incorporating
a USD wallet plus virtual card.
Chat Securely. Chat Freely
All of your conversations are secured. Giving you a delightful experience, that also gives you peace of mind.
Our HelpCenter
The ChitChat Debit Card is issued by Union Fiftyfour Limited, pursuant to a licence by Mastercard Asia/Pacific Pte Ltd. Mastercard is a regulated trademark, and the circles design is a trademark of Mastercard Incorporated. Union Fiftyfour runs a Payment System Business, licenced by Bank of Zambia, licence number: 04/PSB/2018. If you use our ChitChat Wallet or ChitChat Debit Card, you are consenting to your money sitting and being protected within a ring-fenced Trust Account in Zambia, as per Bank of Zambia Directives and Guidelines. The content on our website and public materials is for informational purposes only and isn’t an offer or invitation for our services. By accessing our platforms or requesting information, you confirm that you’ve done so without any prior prompting from us.
The Apple logo and Apple App Store are trademarks of Apple Inc., registered in the U.S. and other countries. Google Play and the Google Play logo are trademarks of Google LLC. We are not affiliated with, endorsed by, or in any way officially connected with Apple Inc. or Google LLC. Any links to these platforms on our website are provided for the convenience of our users. Accessing and downloading any application or content from these platforms will be governed by their respective terms of service and privacy policies.
© ChitChat 2024 All rights Reserved
