Sending Money From France: A Chitchat Guide

Aussi simple qu'un message

As Easy as a Message

Across the Hexagone and beyond its borders, the French spirit of connection extends to its global financial footprint. Sending well over €12 billion internationally in 2022. Be it for family needs, international investments, or simply a heartfelt gift across continents, France and her diaspora are engaging in international transfers at an increasing rate. The complex challenge of navigating global finance is woven into the daily lives of the modern French citizen.

From the heart of French daily life to the far reaches of international engagements, sending money across borders is easier than ever with Chitchat - where transfers become as easy as sending a message.

In this guide, we will walk you through a whistle-stop tour of Chitchat and its features, including how to get up and running.

Why Choose Chitchat for Your International Transfers?

Chitchat understands that international money transfers are as unique as the relationships they support. We offer a diverse range of sending options tailored to both senders' needs and recipients' preferences. Our key differentiator is Chitchat's integrated messaging platform, which seamlessly connects the conversations you’re having every day with your financial transfers, maximizing the value of your connections. By combining the security with the convenience of a modern mobile application, we ensure your funds reach your loved ones and business partners securely and efficiently.

Ways to Send

We offer two efficient transfer methods to meet your financial needs:

Instant Wallet-to-Wallet Transfer This service provides immediate fund transfers with exceptional value, featuring a nominal fee of $0.10 per transaction. Recipients can instantly access funds through their digital wallet or transfer them to any connected bank account, offering maximum flexibility and convenience.
Direct Bank Transfer Our comprehensive bank transfer service connects seamlessly with all financial institutions across French and international banking networks. This option delivers reliable transfers typically anywhere between minutes to 1-2 business days depending on where you are sending to, supported by competitive, transparent exchange rates and full regulatory compliance.

Both options combine security, efficiency, and cost-effectiveness to provide you with dependable money transfer solutions that meet your specific requirements.

Getting Started

Our streamlined setup process ensures you can begin transferring funds quickly and securely:

1. Download Chitchat from your preferred app store and complete the registration process. The app will guide you through each step, including creating a wallet, which you'll use to manage your transfers and funds.

2. Creating a Wallet requires a quick identity verification. The verification process may vary depending on your region, but generally, you will need:

- A valid form of identification

- A phone that can receive SMS messages

- A well-lit room for a quick verification photo

Once verified, you can fund your wallet, select your recipient, and initiate your transfer.

Sending to a Bank

Chitchat connects to nearly all banks within France, and many more internationally. Our bank-to-bank transfers require a tiny bit of information on the recipient side to make sure your money finds its way to the right place. Please have the following information ready:

Recipient's full legal name (as it appears on bank documents)
- Complete IBAN number or Bank Account Number
- BIC/SWIFT code
- Transfer purpose (as required by regulations)

Sending Wallet to Wallet

ChitChat enables secure transfers to connect globally with anyone who has a ChitChat account. Our wallet-to-wallet transfers are at the core of our platform; they power everything we do. Transfers here are lightning-fast and can be sent through chats.

Enter your recipient's information, including their registered phone number, full name, and current address*
Specify the transfer amount in your preferred currency
Review the applicable fees and exchange rates before confirming your transaction
Enjoy rapid transfer completion, with funds arriving in under 240 seconds

**Wallet to Wallet transfers require both you and the recipient to have Chitchat Accounts

Track Every Eruo

Our real-time tracking system provides complete visibility of your transfer's progress. You'll receive automated notifications at each significant stage of the transaction, from initiation to completion.