
17/02/2025
Send Money Internationally from the UK: A ChitChat Quickstart Guide
Sending Money Internationally from the UK: A ChitChat Quickstart Guide
The United Kingdom represents one of the over 13 territories serviced by ChitChat, the secure mobile global platform that lets you send money. Luckily for our users based out of the Great British Isles, the setup is refreshingly simple and should take no more than 5 minutes to get the ball rolling.
In this article, we'll guide you through a crash course in all things ChitChat. We'll breeze through setting up a wallet, syncing your contacts for our chat feature, and touch on some of the technical details regarding transfer rates and sending limits. After this whistle-stop tour, you'll be equipped with everything you need to get started on the platform.
What You’ll Need
To get set for sending for the first time with ChitChat, you'll need a couple things:
- A valid government-issued ID (passport, driver's license, or resident permit card)
- A mobile phone capable of receiving SMS verification codes
- Your smartphone with a working camera for identity verification photos
Step One: Getting The App
Setup may vary depending on your region, but generally, the first step will be creating your wallet:
- Download the ChitChat app (you can get it from www.onelink.to/chitchat)
- Follow along with each step in the app to get registered, which will ask you to provide your phone number, create a unique username, and set a display name.
If all went well, your account is set up and you'll be directed to the main "Hub" screen; your central access point for all ChitChat features. After reviewing the available features, including the help button for technical support, we'll be ready to move on to setting up your wallet.
Step Two: Sending Money With Chitchat
ChitChat makes sending money internationally simple and cost-effective. We doing this using our Wallet feature, which will be where you'll be able to add funds, withdraw to a bank account and control how you want to send money. From the United Kingdom, you will be able to do in one this in one of two ways:
1. Wallet-to-Wallet Transfers
- The most efficient method when recipients already use ChitChat
- Instant transfers between ChitChat users
- Recipients maintain full control over how they withdraw their funds
- Our Lowest Fee, at $0.10 for our wallet-to-wallet transfers
2. International Bank Transfers
- Direct transfers to over 1,000 banks worldwide
- Competitive Mastercard exchange rates displayed upfront
- Complete transparency: see exact sending and receiving amounts before confirming
- Real-time tracking of your transfer status
All international transfers benefit from our competitive rates, with complete transparency throughout the process. Before confirming any transfer, you'll see exactly how much you're sending and how much your recipient will receive, with all fees clearly displayed in the app. While you'll see your balance in GBP, we handle transfers in USD behind the scenes to give you the best exchange rates and fastest service.
Creating a wallet
Setting up your wallet will look much the same as creating your wallet, the app will walk you through each step for in-app verification, you will need to grab your identification, and be ready to capture selfie. After which you'll be able to link Your bank account and add funds.
- Select "Add Payment Method" in your wallet settings
- Choose your UK bank from our supported institutions
- Complete the secure bank verification process
- Transfer funds to your ChitChat wallet using bank transfer or debit card
Step Three: Syncing Your Contacts
Your account is set up, and so is your wallet. From here you're ready to explore everything ChitChat has to offer, including but not limited to, our ChitChat Chats. Which makes it easy to bridge your finances with your connections.