More than just conversations
Our mission is to unleash the joy of sharing. Which is why staying in touch with your friends and family is simple, fast and enjoyable.
Whether it’s sending money, sending images, or sending a text - share more with ChitChat.

Protect Your Online Payments
ChitChat virtual cards are not linked to your bank account. Perfect for your subscriptions and online spending.

A More Secure
Debit Card
Unrivaled Acceptance
ChitChat issues Mastercard. That means your ChitChat virtual card can be used at millions of merchants around the world.
Minimize Foreign Exchange Losses
Our wallets are denominated in US Dollars. That means your hard earned cash will be safe from local currency fluctuations.
Detailed Transaction Information
All your transactions are detailed with the information you need to stay on top of your spending.
Secure By Design
ChitChat uses best-in-class security to protect your transactions.
Partner Proposition
Our developer-friendly API allows you to offer:



Issue virtual cards
Companies with a license to issue cards in their market can integrate with ChitChat and issue without needing a BIN sponsor or a Third Party Processor.
Just-In-Time (JIT) funding capabilities
We support all manner of use cases. Each card maintains a zero balance until you authorize the release of funds to suit your rules and business requirements.
Reconciliation made easy
Obtain the reporting information you need programmatically.
Remittances API
Use this to send money to bank accounts, phone numbers and cash pick up locations in multiple countries globally, including China, India and some SEPA countries.
Send Money Around The World
ChitChat’s unique money transfer system allows you to send money right from a message. It gives you context into why you are sending money and allows you to look back in time.
If that’s not enough, send money to bank accounts, phone numbers and even cash to thousands of locations in multiple countries.

Affordable Pricing For Everyone With No Hidden Fees
Whether you are using the free version of ChitChat, or the Premium version, you are in good hands.
BASIC Subscription
$0.00 monthly (free)
- Chat
- Wallet
- Sending money abroad with a variety of competitive fees
*per transaction
**of the transaction amount
PREMIUM Subscription
$2.00 monthly
- Chat
- Wallet
- Virtual Card
- Sending money abroad with a variety of competitive fees
*per transaction
**of the transaction amount
BASIC Subscription
$0.00 monthly (free)
- Chat
- Wallet
- Sending money abroad with a variety of competitive fees
*per transaction
**of the transaction amount
PREMIUM Subscription
$2.00 monthly
- Chat
- Wallet
- Virtual Card
- Sending money abroad with a variety of competitive fees
*per transaction
**of the transaction amount
Download ChitChat Now!
ChitChat, Share More. The messaging app incorporating a USD wallet plus virtual card.