ChitChat.
Message. Share. Pay.

More than messaging: connect, send & receive USD, and shop with your virtual card.

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Message happily

Whether it’s sending money inside a message, sending images, or sending a text - share more with ChitChat.

ChitChat USD Virtual Card

ChitChat issues virtual debit cards in USD currency. ChitChat USD Virtual Cards can be used to shop online, from over 2 million merchants around the globe and they save you money on currency conversion fees.

ChitChat virtual cards are not linked to your bank account, which makes them perfect for your subscriptions and online spending.

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A More Secure

Debit Card

Unrivaled Acceptance

ChitChat issues Mastercard. That means your ChitChat virtual card can be used at millions of merchants around the world.

Minimize Foreign Exchange Losses

Our wallets are denominated in US Dollars. That means your hard earned cash will be safe from local currency fluctuations.

Stay In Control of Your Spending

All your transactions are detailed with the information you need to stay on top of your spending.

Secure By Design

ChitChat uses best-in-class security to protect your transactions. You will always know what's happening with your card & when.

Create Your Card in Minutes

A ChitChat Virtual Card can be created in less than 60 seconds.

Group Chat & Group Wallets

Staying in touch with your community has never been easier. Whether its making plans in ChitChat Group Chats, or saving up for a group holiday with ChitChat Group Wallet. Create Group Wallets right inside Group Chats, to simplify money management amongst your group.

Joint Wallets

You can open a Joint Wallet with your significant other - to make life's purchases, savings and splitting bills that much easier. If you have an Active ChitChat Wallet, you are already eligiile to access the Joint Wallet.

Small Group Wallet

Create a Wallet with up to 99 people and pool funds together. Perfect for office groups, sports teams, upcoming birthday, wedding or any type of event.

Large Group Wallet

Create a Wallet with up to 250 people and pool funds together. Perfect for saving groups and large fundraising efforts.

Manage Money Transparently

Everyone in the group gets notified when money comes in or leaves the group. Admins can appoint Initiators and Approvers for each transaction. Manage money transparently & effortlessly.

Send Money Around The World

Send money around the world on your terms. Pay less in transfer fees and get more in local currency. ChitChat can be used to send money to 13 countries around the world. ChitChat can send to bank accounts, phone numbers (mobile wallets) and even to agents for cash collection.

When you send money around the world with ChitChat, you get the Mastercard Real Exchange Rate and what's more, you never pay hidden fees.

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