ChitChat Share More

The messaging app incorporating a USD wallet plus virtual card.

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CHATS

More than just conversations

Our mission is to unleash the joy of sharing. Which 
is why staying in touch with your friends and family 
is simple, fast and enjoyable.

Whether it’s sending money, sending images, or sending a text - share more with ChitChat.

Chat

Protect Your Online Payments

ChitChat virtual cards are not linked to your bank account. Perfect for your subscriptions and online spending.

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ChitChat debit cards

A More Secure

Debit Card

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Unrivaled Acceptance

ChitChat issues Mastercard. That means your ChitChat virtual card can be used at millions of merchants around the world.

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Minimize Foreign Exchange Losses

Our wallets are denominated in US Dollars. That means your hard earned cash will be safe from local currency fluctuations.

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Detailed Transaction Information

All your transactions are detailed with the information you need to stay on top of your spending.

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Secure By Design

ChitChat uses best-in-class security to protect your transactions.

Partner Proposition

Our developer-friendly API allows you to offer:

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Issue virtual 
cards

Companies with a license to issue cards in their market can integrate with ChitChat and issue without needing a BIN sponsor or a Third Party Processor.

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Just-In-Time (JIT) funding capabilities

We support all manner of use cases. Each card maintains a zero balance until you authorize the release of funds to suit your rules and business requirements.

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Reconciliation made easy

Obtain the reporting information you need programmatically.

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Remittances API

Use this to send money to bank accounts, phone numbers and cash pick up locations in multiple countries globally, including China, India and some SEPA countries.

Send Money Around The World

ChitChat’s unique money transfer system allows you to send money right from a message. It gives you context into why you are sending money and allows you to look back in time.

If that’s not enough, send money to bank accounts, phone numbers and even cash to thousands of locations in multiple countries.

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Affordable Pricing For Everyone 
With No Hidden Fees

Whether you are using the free version of ChitChat, or the Premium version, you are in good hands.

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BASIC Subscription

$0.00 monthly (free)

  • Chat
  • Wallet
  • Sending money abroad with a variety of competitive fees
Sending money to other ChitChat wallets$0.10*
Topping up your ChitChat wallet via a cardFree
Sending money to a Zambian mobile money wallet3.5%**

*per transaction

**of the transaction amount

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PREMIUM Subscription

$2.00 monthly

  • Chat
  • Wallet
  • Virtual Card
  • Sending money abroad with a variety of competitive fees
Sending money to other ChitChat wallets$0.10*
Topping up your ChitChat wallet via a cardFree
Sending money to a Zambian mobile money wallet3.5%**
Card replacement fee$1.00
Declined transaction fee$1.00

*per transaction

**of the transaction amount

Download ChitChat Now!

ChitChat, Share More. The messaging app incorporating a USD wallet plus virtual card.

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Chat Securely. Chat Freely

All of your conversations are secured. Giving you a delightful experience, that also gives you peace of mind.

Get ChitChat Now
Get ChitChat Now